PENSIONS & RETIREMENT PLANNING
Savings for your retirement has never been more important, with the state pension age increasing, considering your own pension could be the key to maintaining control of when you retire, and the type of retirement you have.
Is your current pension on track? With our pension review service we can undertake an analysis of your current pension provisions to check if it is going to provide the benefits you need to enjoy your retirement.
Not got a pension? We can set up pensions plans tailored to your needs and intended retirement age, investing in funds which are suited to your retirement goals and attitude to risk.
Already approaching retirement?
With recent changes in pensions legislation, your retirement now has a number of options you can choose from and how you can access your pensions. We can discuss and explain the range of options available to you to make the most of your retirement.
Options available at retirement
Due to the changes in pension legislation in April 2015 you have more freedom in what you can do with your pension pot, we can help guide you through you the options available you:
- Defer taking your pension
- Buy an Annuity
- Flexible Drawdown
- Take small cash sums
- Take whole pot as cash
- A mixture of the above